Where retirement and perspective intersect


Lessons from a Near Miss

By Arcadia Financial / September 16, 2020 /

When’s the last time you had a close call? A flirt with disaster? A near miss? Many of these experiences happen when we’re behind the wheel of our vehicles. That momentary distraction when your phone chirps. Maybe you stayed a little too long at that party. Or perhaps you left your eyeglasses at home. You’re…

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Back Over the Top

By Arcadia Financial / August 13, 2020 /

On August 12, 2020 the S&P 500 briefly touched above the all-time high it abandoned back in February. It currently stands as the fastest recovery in US market history, with the S&P 500 rising over 50% in just about five months. Who could have predicted such a stunning turnaround? Nobody. And that’s just the thing.…

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What Might Be Next – Inflation or Deflation?

By Arcadia Financial / July 2, 2020 /

Consumer prices fell by 0.8% on a seasonally adjusted basis in April, the biggest drop in more than a dozen years, the Bureau of Labor Statistics reported. Conversely, prices for grocery items jumped 2.6%, the highest one-month increase in 46 years, with eggs rising by 16%. What’s going on here? Well, the devil is in…

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Stay the Course

By Arcadia Financial / March 13, 2020 /

Many years from now, God willing, my grandchildren will ask me, “Grandpa, where were you the day they announced that Forrest Gump had COVID-19?” Isn’t it astounding how quickly narratives change? We all knew 24 hours ago that the market was correcting because of a global flu pandemic. But how bad could it possibly be?…

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Market Update: March, 2020

By Arcadia Financial / March 9, 2020 /

There’s an old joke that a pilot’s job is years of boredom punctuated by brief moments of terror. It’s like that for retirement planners, too! It’s also been said that making money is easy, but so is losing it if the right discipline is not exercised when it matters most. As we enter our third…

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Saving Your “Nuts” For Retirement

By webteam / October 8, 2019 /

Out here in New England, we’ll soon be entering what my mom has dubbed “suicide squirrel season”. Winter is coming and food will be scarce, so our rodent friends begin a mad dash to build their winter reserve. In their frenzy they bolt across busy streets and oncoming traffic. Squirrel roadkill is no more unusual…

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On Loss

By Arcadia Financial / July 30, 2019 /

I hate losing things. Every winter, the whole family gets cabin fever. Thank God my wife is responsible enough to get us out of Dodge, at least for a weekend, to feel the sun. This year, we went to Fort Lauderdale. Our first day at the beach is near perfect. Bright sun, no clouds, but…

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The Allure and Myth of Safety

By Arcadia Financial / December 17, 2018 /

The Allure and Myth of Safety In Homer’s Odyssey, a wayward Odysseus and crew voyage past an island of beautiful mermaids called Sirens. The Sirens sing the sweetest of songs, the ancient equivalent of “Call Me Maybe”, bewitching passing sailors. Those mesmerized are blind to the bones littering the island, for the Sirens were in…

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You call that a “Financial Plan”?

By Arcadia Financial / June 20, 2018 /

Most news related to financial planning for the last few years has been exclusively focused on the Department of Labor’s push to force the fiduciary standard upon the industry. For now, this push has been stymied. Though the proposed regulations were far from perfect the DOL did have its heart in the right place. I’m…

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New Hampshire… Property Tax’s… First Home/Last Home

By Arcadia Financial / June 5, 2018 /

Several years ago, in anticipation of expecting our first child, my wife and I began searching for the perfect new home. Being high school sweethearts, we wanted to raise our little one in Exeter, our old stomping grounds! We wanted something safe, affordable and close to downtown. But affordability can be a bit elusive; there’s…

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