When’s the last time you had a close call? A flirt with disaster? A near miss? Many of these experiences happen when we’re behind the wheel of our vehicles. That momentary distraction when your phone chirps. Maybe you stayed a little too long at that party. Or perhaps you left your eyeglasses at home. You’re…

On August 12, 2020 the S&P 500 briefly touched above the all-time high it abandoned back in February. It currently stands as the fastest recovery in US market history, with the S&P 500 rising over 50% in just about five months. Who could have predicted such a stunning turnaround? Nobody. And that’s just the thing.…

Consumer prices fell by 0.8% on a seasonally adjusted basis in April, the biggest drop in more than a dozen years, the Bureau of Labor Statistics reported. Conversely, prices for grocery items jumped 2.6%, the highest one-month increase in 46 years, with eggs rising by 16%. What’s going on here? Well, the devil is in…

Many years from now, God willing, my grandchildren will ask me, “Grandpa, where were you the day they announced that Forrest Gump had COVID-19?” Isn’t it astounding how quickly narratives change? We all knew 24 hours ago that the market was correcting because of a global flu pandemic. But how bad could it possibly be?…

There’s an old joke that a pilot’s job is years of boredom punctuated by brief moments of terror. It’s like that for retirement planners, too! It’s also been said that making money is easy, but so is losing it if the right discipline is not exercised when it matters most. As we enter our third…

Out here in New England, we’ll soon be entering what my mom has dubbed “suicide squirrel season”. Winter is coming and food will be scarce, so our rodent friends begin a mad dash to build their winter reserve. In their frenzy they bolt across busy streets and oncoming traffic. Squirrel roadkill is no more unusual…

I hate losing things. Every winter, the whole family gets cabin fever. Thank God my wife is responsible enough to get us out of Dodge, at least for a weekend, to feel the sun. This year, we went to Fort Lauderdale. Our first day at the beach is near perfect. Bright sun, no clouds, but…

The Allure and Myth of Safety In Homer’s Odyssey, a wayward Odysseus and crew voyage past an island of beautiful mermaids called Sirens. The Sirens sing the sweetest of songs, the ancient equivalent of “Call Me Maybe”, bewitching passing sailors. Those mesmerized are blind to the bones littering the island, for the Sirens were in…

Most news related to financial planning for the last few years has been exclusively focused on the Department of Labor’s push to force the fiduciary standard upon the industry. For now, this push has been stymied. Though the proposed regulations were far from perfect the DOL did have its heart in the right place. I’m…

Several years ago, in anticipation of expecting our first child, my wife and I began searching for the perfect new home. Being high school sweethearts, we wanted to raise our little one in Exeter, our old stomping grounds! We wanted something safe, affordable and close to downtown. But affordability can be a bit elusive; there’s…

The phones were quiet. On February 5, 2018 the Dow dropped 1175 points. It was the worst single-day point drop in history.   And still the phones were quiet. The media did what it does best: speculate and incite panic. What caused this catastrophe? Fear of rising inflation? The FBI probe? Fed policy? Malfunctioning trading…

Picture the scene: the stove is at capacity; four stock pots, full of snow, are melting under high heat. On the counter, more pots crowned with colanders are busy filtering leaves, pine needles and other detritus from the meltwater. On the floor, barrels full of fresh snow sit ready to enter the assembly line.  The…