Where retirement and perspective intersect

Arcadia Financial

An Uncomfortable Truth About Aging and Retirement Planning

By Arcadia Financial / December 1, 2020 /

As seen on Kiplinger; published December 1, 2020. It happens to us all eventually: We slow down a step or two as we grow older. If you’re managing your money on your own, there will come a day when it could catch up with you. Financial planning isn’t rocket science. Given enough spare time and…

Read More

Comprehensive Financial Planning – What’s your plan?

By Arcadia Financial / November 11, 2020 /

With the election over and President-elect Biden warming up to steer the ship into 2021 and beyond here is what I’m thinking about: It’s all about the debt. Once upon a time Presidents would sometimes oversee a contraction in the national debt. But you’d have to go back a hundred years to find an example…

Read More

Lessons from a Near Miss

By Arcadia Financial / September 16, 2020 /

When’s the last time you had a close call? A flirt with disaster? A near miss? Many of these experiences happen when we’re behind the wheel of our vehicles. That momentary distraction when your phone chirps. Maybe you stayed a little too long at that party. Or perhaps you left your eyeglasses at home. You’re…

Read More

Back Over the Top

By Arcadia Financial / August 13, 2020 /

On August 12, 2020 the S&P 500 briefly touched above the all-time high it abandoned back in February. It currently stands as the fastest recovery in US market history, with the S&P 500 rising over 50% in just about five months. Who could have predicted such a stunning turnaround? Nobody. And that’s just the thing.…

Read More

What Might Be Next – Inflation or Deflation?

By Arcadia Financial / July 2, 2020 /

Consumer prices fell by 0.8% on a seasonally adjusted basis in April, the biggest drop in more than a dozen years, the Bureau of Labor Statistics reported. Conversely, prices for grocery items jumped 2.6%, the highest one-month increase in 46 years, with eggs rising by 16%. What’s going on here? Well, the devil is in…

Read More

Stay the Course

By Arcadia Financial / March 13, 2020 /

Many years from now, God willing, my grandchildren will ask me, “Grandpa, where were you the day they announced that Forrest Gump had COVID-19?” Isn’t it astounding how quickly narratives change? We all knew 24 hours ago that the market was correcting because of a global flu pandemic. But how bad could it possibly be?…

Read More

Market Update: March, 2020

By Arcadia Financial / March 9, 2020 /

There’s an old joke that a pilot’s job is years of boredom punctuated by brief moments of terror. It’s like that for retirement planners, too! It’s also been said that making money is easy, but so is losing it if the right discipline is not exercised when it matters most. As we enter our third…

Read More

On Loss

By Arcadia Financial / July 30, 2019 /

I hate losing things. Every winter, the whole family gets cabin fever. Thank God my wife is responsible enough to get us out of Dodge, at least for a weekend, to feel the sun. This year, we went to Fort Lauderdale. Our first day at the beach is near perfect. Bright sun, no clouds, but…

Read More

The Allure and Myth of Safety

By Arcadia Financial / December 17, 2018 /

The Allure and Myth of Safety In Homer’s Odyssey, a wayward Odysseus and crew voyage past an island of beautiful mermaids called Sirens. The Sirens sing the sweetest of songs, the ancient equivalent of “Call Me Maybe”, bewitching passing sailors. Those mesmerized are blind to the bones littering the island, for the Sirens were in…

Read More

You call that a “Financial Plan”?

By Arcadia Financial / June 20, 2018 /

Most news related to financial planning for the last few years has been exclusively focused on the Department of Labor’s push to force the fiduciary standard upon the industry. For now, this push has been stymied. Though the proposed regulations were far from perfect the DOL did have its heart in the right place. I’m…

Read More