Where retirement and perspective intersect

Arcadia Financial

What Might Be Next – Inflation or Deflation?

By Arcadia Financial / July 2, 2020 /

Consumer prices fell by 0.8% on a seasonally adjusted basis in April, the biggest drop in more than a dozen years, the Bureau of Labor Statistics reported. Conversely, prices for grocery items jumped 2.6%, the highest one-month increase in 46 years, with eggs rising by 16%. What’s going on here? Well, the devil is in…

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Stay the Course

By Arcadia Financial / March 13, 2020 /

Many years from now, God willing, my grandchildren will ask me, “Grandpa, where were you the day they announced that Forrest Gump had COVID-19?” Isn’t it astounding how quickly narratives change? We all knew 24 hours ago that the market was correcting because of a global flu pandemic. But how bad could it possibly be?…

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Market Update: March, 2020

By Arcadia Financial / March 9, 2020 /

There’s an old joke that a pilot’s job is years of boredom punctuated by brief moments of terror. It’s like that for retirement planners, too! It’s also been said that making money is easy, but so is losing it if the right discipline is not exercised when it matters most. As we enter our third…

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On Loss

By Arcadia Financial / July 30, 2019 /

I hate losing things. Every winter, the whole family gets cabin fever. Thank God my wife is responsible enough to get us out of Dodge, at least for a weekend, to feel the sun. This year, we went to Fort Lauderdale. Our first day at the beach is near perfect. Bright sun, no clouds, but…

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The Allure and Myth of Safety

By Arcadia Financial / December 17, 2018 /

The Allure and Myth of Safety In Homer’s Odyssey, a wayward Odysseus and crew voyage past an island of beautiful mermaids called Sirens. The Sirens sing the sweetest of songs, the ancient equivalent of “Call Me Maybe”, bewitching passing sailors. Those mesmerized are blind to the bones littering the island, for the Sirens were in…

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You call that a “Financial Plan”?

By Arcadia Financial / June 20, 2018 /

Most news related to financial planning for the last few years has been exclusively focused on the Department of Labor’s push to force the fiduciary standard upon the industry. For now, this push has been stymied. Though the proposed regulations were far from perfect the DOL did have its heart in the right place. I’m…

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New Hampshire… Property Tax’s… First Home/Last Home

By Arcadia Financial / June 5, 2018 /

Several years ago, in anticipation of expecting our first child, my wife and I began searching for the perfect new home. Being high school sweethearts, we wanted to raise our little one in Exeter, our old stomping grounds! We wanted something safe, affordable and close to downtown. But affordability can be a bit elusive; there’s…

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When the Market Plunges Pick Up A Cheeseburger, Not the Phone

By Arcadia Financial / March 15, 2018 /

The phones were quiet. On February 5, 2018 the Dow dropped 1175 points. It was the worst single-day point drop in history.   And still the phones were quiet. The media did what it does best: speculate and incite panic. What caused this catastrophe? Fear of rising inflation? The FBI probe? Fed policy? Malfunctioning trading…

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You Never Miss the Income Until the Well Runs Dry

By Arcadia Financial / February 2, 2018 /

Picture the scene: the stove is at capacity; four stock pots, full of snow, are melting under high heat. On the counter, more pots crowned with colanders are busy filtering leaves, pine needles and other detritus from the meltwater. On the floor, barrels full of fresh snow sit ready to enter the assembly line.  The…

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1 Critical Mistake to Avoid When You Retire

By Arcadia Financial / August 21, 2017 /

Kiplinger – The closer you get to retirement, the more power the stock market potentially has over you. A steep drop at the wrong time could pack a devastating punch. Let’s assume you’re ahead of your peers. You’ve saved, invested and paid down debts. Maybe you’ve even met with a financial professional to examine your…

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