LIVE LIKE

EVERY DAY IS

Saturday

Our credentials say we’re financial advisors, but our track record says we’re in the business of helping people live their best life every day.

My wife and I have a great relationship with our investment advisers and we sincerely appreciate the amount of effort they put in to maintain a unique family environment. The management is experienced, capable and thorough.
Denis & Beverly, Fremont, NH 
This is a client testimonial. No compensation was given for this review. This review was left on 4/28/2023.
I listened to Mike at a presentation at our town senior citizen center and the information that he presented was very much in line with my questions about retirement and tax’s. I have been working with Mike and the team for 5 years now and feel very comfortable with the work that has been done. The advice has been solid and I feel like they really listen to our concerns. They are very responsive to our questions. Thank you Team Arcadia. Whiskey Business was a great event.
Burt & Kim, Merrimack, NH 
This is a client testimonial. No compensation was given for this review. This review was left on 4/28/2023.
After watching Mike and his team help my parents design and execute a plan centered around sustained income as they quickly approached retirement, my wife and I reached out to discuss a long term plan for ourselves. Fast forward a few years later and we have our investments, estate planning and taxes all taken care of by the Arcadia team. I can’t stress enough how confident it makes us feel to know we are covered in all aspects of our financial future with Arcadia – truly a one stop shop. I would recommend Mike and his team to any of my close friends and family – we are truly so grateful for all of the time and effort he has put in to get us on track to reach our long term goals.
Justin & Jennifer, Nashua, NH 
This is a client testimonial. No compensation was given for this review. This review was left on 3/1/2023.
The BEST experience we’ve ever had with dealing with our financials EVER! I could write so much but suffice it to say, you won’t go wrong working with Arcadia. Everyone is EXTREMELY supportive and helpful. Probably one of the best things? They are proactive and want you in the loop! Thank you everyone at Arcadia for all you do!
Tricia & Chris, Sandown, NH 
This is a client testimonial. No compensation was given for this review. This review was left on 7/1/2022.
Mike & his team do an outstanding job looking at your entire financial portfolio to put you in the right investments to maximize your financial growth while minimizing the amount of tax you will pay in retirement. I highly recommend the Arcadia Team.
Greg & Karen, Derry NH 
This is a client testimonial. No compensation was given for this review. This review was left on 4/29/2023.

Our only regret is not becoming clients sooner! In the time we have been with Arcadia, not only has our financial position improved beyond our hopes, but our retirement plans are ahead of schedule by several years. We can retire early with a much larger nest egg than we ever thought possible. They have helped us deal with obtaining the best long term health care, estate planning, and tax positioning. We have had the most positive experiences with EVERY SINGLE member of Arcadia Financial Group, from our personal financial advisor, to the administrative staff, and everyone else in between.

Jill & Jim, Merrimack NH

This is a client testimonial. No compensation was given for this review. This review was left on 3/11/2022.

My husband and I became clients in 2021 and have truly felt connected to the team, informed at all times and confident in our financial future. We recommended Arcadia to several people and some of them have also become clients. As a bonus, Arcadia does several events through the year to have fun and engage with other clients. I attended fall Apple Picking/Pancake breakfast with family and recently enjoyed their Galentine’s Event where we were pampered and appreciated. We are so happy we made the switch from a previous financial company to Arcadia.

Tracy & Tom, Manchester NH 

This is a client testimonial. No compensation was given for this review. This review was left on 3/10/2022.

Retiring is certainly not as easy as I would have thought. There is so much to learn about and so much to do to protect your savings and investments. My wife and I are so happy to have found Arcadia! Mike and his staff have been so supportive, and every meeting is an educational experience where we leave with a much better understanding of the potential pitfalls, but also with a higher level of confidence than when we arrived!

Mike recognizes how stressful all of this can be, and is great at keeping it loose and fun. The various events run by Arcadia show you just how much they care about their clients. While each event has an educational component, the main theme is always to get together and enjoy ourselves and each other. Arcadia makes you feel like you are part of a family, and that they are truly watching out for you!

Paula & Neil, Derry NH 

This is a client testimonial. No compensation was given for this review. This review was left on 12/10/2021.

Have been with Arcadia for about 3 years and have felt like family since day 1. Their advice and knowledge for our investing is superb.

Kris & Allan, Nashua NH 

This is a client testimonial. No compensation was given for this review. This review was left on 4/12/2022.

A few of my friends introduced me to Arcadia Financial Group, LLC.
I signed on about 6 months ago and I am very happy with the services that are provided.
Arcadia Financials’ people are top notch people who are great at their jobs and take the time to explain everything to you.
They tailor a financial plan to you specifically by discussing your goals.
They take a wholistic approach to management of your finances by including important issues like life insurance and coordinating estate planning.
My friends gave me excellent advice. My financial situation is in professional hands, and I am far better off for it.

Bill, Nashua NH 

This is a client testimonial. No compensation was given for this review. This review was left on 4/11/2022.

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ar•ca•dia

/är- kā-dē-ah/

A place or moment of simple pleasure and quiet… a place where every day is the weekend

The Arcadia Way™

Why are you here? Perhaps you’re searching for something. More clarity. More answers. A real conversation regarding a burning question:  “Am I really prepared for retirement?”

There’s a deeper, more exciting question we want to help you answer:  “What would your life be like if every day were the weekend?”

Imagine a wide-open calendar, the option to say “Yes!” to anything, and the ability to exclusively focus on the things you truly love. What does that day look like? Where are you? What are you doing? Who are you doing it with? Can you imagine what spending every day in that moment would do for your stress levels, your wellbeing, and your outlook for the future?

Planning to live your best life every day isn’t wishful thinking – it’s The Arcadia Way™.

Who We Are

It’s all about time. We believe it’s your most valuable asset. And we want you using your time where it’s best spent. On your passions. With the people you love. The important things in life.

Leave the rest to us. Our team will outline a clear and honest path to get you on track for living your best life. We’re going to challenge you. We’re going to hold you accountable. As the world and your life changes, we’ll be in your corner to support you every step of the way.

Let’s get started today.  

 

Click below to meet the Arcadia Financial team & to learn more about their Ideal Saturday.

Meet The Team

The Arcadia team is built on one common premise – that every successful client journey starts with honesty. Honesty about where you are now and where you want to go. Honesty about what it will take to get there. And honesty about how our team is best suited to help you reach your end goal.

We’re individual professionals who work as a collective unit to help our clients live everyday like it’s Saturday. We wake you up to what is possible and then tell you the truth about how to achieve it. And we work together to make that vision a reality.

Let’s get started today. 

Our Process: The Arcadia Way™

We Specialize in: Income Investment Taxes Healthcare Legacy Estate

Income • Investment • Taxes • Healthcare • Legacy Estate

Too many people are sleepwalking through their finances. Arcadia Financial likes to shake people awake to see, sometimes for the first time, what’s truly possible in life. We help open your eyes to the truth, to what could be if you live life without fear or apology. If you want that best life, you need to invest in yourself. Get educated. Take action. That’s what gets you to living in weekends-only mode. We call that The Arcadia Way™, our proprietary process designed to rewrite your calendar to weekends-only mode.

What Makes Our Approach Different

Your retirement matters too much to hear anything other than the honest truth. 

You don’t need another sales pitch or gimmick. We help our clients identify mistakes, overcome obstacles, and optimize their finances so they can retire with confidence. That means leaving no stone unturned. Income, healthcare, investments, taxes, and legal protection – we cover it all.

When you know everything is in its proper place, that’s when you can begin to live every day like it’s the weekend. 

  • We believe in always doing the right thing. No excuses. No deviation.
  • We believe in treating you like a person, not a portfolio.
  • We believe in community and the power of positivity. We love our clients and take every opportunity to help, educate and empower them.
  • We believe time is more valuable than money. Creating memories and living your best life is far more important than numbers on a piece of paper.

With solid planning, focused work, and an insatiable appetite for independence, you can write your own destiny. No more confusion. No more tending to unwanted obligations. No more regrets. The only question is, “Why not?”

With Arcadia Financial, your life will never be the same.

Who We Work With at Arcadia Financial

We work with people who want to take extreme ownership of their financial future. We’re not waiting for any employers or the government to bail us out. Mapping out your financial future is ultimately your responsibility – no excuses allowed.

Where do you want to be in the future? How badly do you want to own that outcome? A never-ending string of Saturdays doesn’t happen by accident. It takes time and hard work to get there. We have the know-how, but none of this works unless you’re willing to give this your all-out energy and effort.

We typically work with pre-retirees worried sick about the unknown. Social Security, health care, outliving their money, who they can trust. Sound familiar? You’re not alone. We step into the mess with your best interests as our only agenda. You may not like our answers at first, but you will love how well we take care of you.

And, if our track record is any indication, you’re going to love what you see over time.

Who We Work With at Arcadia Financial

We work with people who want to take extreme ownership of their financial future. We’re not waiting for any employers or the government to bail us out. Mapping out your financial future is ultimately your responsibility - no excuses allowed.

Where do you want to be in the future? How badly do you want to own that outcome? Attaining clarity and confidence doesn’t happen by accident. It takes time and hard work to get there. We have the know-how, but none of this works unless you’re willing to give this your all-out energy and effort.

We typically work with pre-retirees worried sick about the unknown. There’s a lot to worry about: social Security, health care, outliving their money, and who they can trust to talk about these issues. Sound familiar? You’re not alone. We step into the mess with your best interests as our only agenda. You may not like our answers at first, but you will love how well we take care of you.

Take the Quiz

Take this Complimentary quiz to examine your current financial situation & determine your retirement needs. Get a no-cost, customized report with your results and suggested next steps.

Take Your First Step With Arcadia

If you’re ready to see what’s possible with The Arcadia Way™, we can’t wait to connect with you. Send us a note to start a conversation with our team today.

Featured in

Michael Panico

CFP, CEO

Mike is committed to waking people from their financial slumber. People are stressed, spread thin, overtired, and alienated socially from the people they care about most. Financial planning has been reduced to an exercise in growing numbers on pieces of paper. Wake up! You only live once. And your most precious resource is time.

How do you want to spend your time? Where do you want to spend it? Who do you want to spend it with? Those are the questions you need to be asking yourself. When leveraged correctly your finances can be used as a pathway to freedom: to use your time on your own terms. Mike wants to challenge you to live your best life every single day…like every day is Saturday. Mike’s 18 years of financial planning experience has shaped him into a true leader and coach, helping clients find their path toward life fulfilment.  

Mike founded Arcadia Financial with Jessica Panico, his wife and best friend.  Together they’re raising two amazing boys in Derry, NH. He holds a Bachelor of Science in finance from Babson College and became a CERTIFIED FINANCIAL PLANNER™ professional in 2008.

Jessica Panico

Chief Operating Officer

Jessica Panico is the Chief Operating Officer and Co-Founder of Arcadia Financial Group. She has been serving clients for over 18 years. Her primary focus is managing operations and marketing initiatives.

Prior to co-founding Arcadia Financial Group, Jess worked in various areas of the healthcare industry, most recently as a healthcare finance consultant. Her previous position was a perfect conduit to bring her from healthcare to the finance industry.

Jess has a Bachelor of Science in health psychology from Massachusetts College of Pharmacy and Health Sciences. She holds life insurance licenses in New Hampshire and Massachusetts.

Jess resides in New Hampshire with her husband and two adventurous sons. In her spare time, she enjoys being outdoors with the family, boating, and traveling.

Justin Champlain, CFP®

Financial Planner, EA, CFP®

Justin Champlain joined Arcadia Financial Group in September 2018. Prior to joining the firm, Justin worked at Goldman Sachs and Brown Brothers Harriman. He holds a Bachelor of Arts in economics from St. Lawrence University and received his CERTIFIED FINANCIAL PLANNER (CFP®) designation through Boston University.

Justin lives in Merrimac, Massachusetts, with his wife and dog. He enjoys boating, skiing and watching New England sports teams

Jim Moran

Financial Planner

Jim Moran joined Arcadia in June of 2021. He previously worked at Fidelity Investments for over twenty years. In his last role as Branch Manager, he ran an offi­ce of financial planners.

He holds a Bachelor of Arts in history from the University of New Hampshire. Jim currently lives in Concord, New Hampshire with his wife and two sons. His last employer moved him around the country in his twenty years and Jim is happy to be back in New Hampshire, helping the people of New England achieve their goals and dreams.

Christopher Dube

Director of Planning Operations

Chris Dube joined Arcadia Financial Group in June 2021. Prior to joining the firm, Chris started his career in the financial industry as an agent with New York Life. Chris holds a Bachelor of Arts in Biology from Saint Anselm College. He also holds licenses in Life and Health, as well as Securities licenses 6, 63, and 65, in both New Hampshire and Massachusetts.

Chris, born and raised in Manchester, currently resides in Southern NH with his wife, son, and daughter. Chris enjoys spending time with friends and family, watching sports, and hacking up the golf course in his spare time.

Will Esslinger

Client Onboarding Specialist

Will Esslinger joined Arcadia Financial Group in March 2018. He holds licenses for life, accident, and health insurance in New Hampshire.

Will’s background includes a decade of experience at Fidelity Investments, where he supported retirement planning and brokerage services as a client service representative. Immediately prior to joining Arcadia Financial, he worked with another independent advisory firm as a client service specialist.

Originally from Wisconsin, Will attended college at the University of Wisconsin-Madison. During his college years, he had the opportunity to study abroad in Kathmandu, Nepal. Will came out to the coast to join his family after getting his degree. He enjoys spending his free time watching movies, hosting barbecues, and playing board games with friends.

Carol Davis

Client Service Specialist

Carol Davis joined Arcadia Financial Group in November 2019. She holds licenses for life, accident and health insurance in the state of Massachusetts.

Carol’s background includes many years of experience in the financial services field working for a firm in Boston as the Director of Client Services where she supported brokerage services and insurance processing. Immediately prior to joining Arcadia she worked for a small local firm assisting with enrolling and educating retirement plan participants. She has a Bachelor of Science degree in health care administration from the University of Lowell.

Carol enjoys spending time outdoors, especially hiking in the White Mountains, cross-country skiing and kayaking. She has 2 grown sons and lives in East Wakefield, NH with her husband.

Roxanne Morrison

Administrative Services Manager

Roxanne Morrison joined Arcadia Financial Group in August 2015. She graduated from Marian Court College where she studied Business Administration. She previously worked as a trust investment administrator to the senior trust investment officers at Eastern Bank. Bringing with her experience from both the corporate and investment worlds. Roxanne is a notary public in the state of New Hampshire, where she lives with her husband, son, daughter, and their dog Buddy. She enjoys spending time outdoors at the beach, skiing, and hiking with her dog.

Kaley Davio

Director of Marketing

Kaley Davio joined Arcadia Financial Group in February 2020. Prior to joining the team, Kaley worked at the NH Training Institute of Addictive Disorders as a Training Coordinator. She also has over 7 years of experience in Higher Education where she worked to transform the faculty and student experience and always strived to provide exceptional service. Kaley is bringing her passion for helping others and hopes to help transform the retirement process for everyone she comes across.

Kaley holds a Master of Science degree in Justice Studies from Southern NH University and a Bachelor of Arts degree in Forensic Psychology from Thomas College. Kaley currently lives in Laconia, New Hampshire with her Husband and two sons. When not at work, Kaley enjoys spending time with her family and friends, trying new restaurants, and going to the movies!

Kendal Sonovick

Event Coordinator

Kendal Sonovick joined Arcadia Financial Group in February 2021. She holds a bachelor’s degree in Communications Studies from Colorado State University. During her time in Colorado, Kendal held several positions with local organizations to assist with communication and marketing needs. She transitioned into a client service role with a nonprofit animal rescue in the area and worked with both their clinic and development teams before moving back to New Hampshire.

Prior to joining Arcadia, she worked at Fidelity Investments as a client service representative which showed her the ropes of the financial industry. She strives to make a positive impact on her community and brings a passion for helping others. In her free time, Kendal loves cooking, traveling, and spending time with her many pets!

Alex Bull

Paraplanner

Alex joined the team here at Arcadia in August of 2021. Prior to joining the firm, Alex began his career working at the local Disney Store as a Lead Cast Member. There he strived to make every guest interaction feel personalized and memorable. He then stepped into the world of financial planning at Fidelity Investments as a Workplace Planning Consultant. Bringing his client experience with him, Alex found his passion for helping people live their best lives by guiding them through their 401k plan and coaching them to make the best choices.

Alex graduated from Wheaton College in Norton Massachusetts with a Bachelor of Art in both Political Science and Religious studies. In his spare time, Alex enjoys spending time with his family, traveling to gaming conventions with his friends, and competing in tournaments.

Kyle Kopaczynski

Client Onboarding Specialist

Kyle joined the Arcadia team in early 2022. Prior to this role he worked at Lincoln Financial Group on the life insurance side of the business where he gained a lot of background knowledge in retirement planning.

Kyle graduated from the University of New Hampshire in 2019 with a bachelor’s degree in Communication with a business focus. He currently resides in Litchfield, NH with his family and two cats.

He enjoys snowboarding in the winter and going to Hampton Beach in the summer. In the fall, his family hosts Patriots football game day parties for their friends and neighbors. Come on by!

Lindsay Warger

Administrative Services

Lindsay Warger joined Arcadia Financial Group in January 2022. She holds a bachelor’s degree in political economy with a concentration in law, policy, and economics from the Murphy Institute at Tulane University. While at Tulane, Lindsay also earned herself a minor in Studio Art with a concentration in drawing and painting. During her time in New Orleans, Lindsay worked full-time as a server/bartender and then transitioned to working in the New Orleans political scene. She was a campaign coordinator for a local politician running for New Orleans City Council At-Large. Lindsay then moved to NH with her partner and their dog because of her partner’s active-duty status in the USMC. In her free time, she enjoys trying new restaurants, spending time outdoors, cooking, and traveling. Her innate ability to speak with everyone and make them feel welcomed, along with her infectious energy, makes her a great addition to the administrative team at Arcadia.

Michelle Azulay

Executive Assistant

Michelle Azulay joined Arcadia Financial Group in March of 2022. She graduated from the Burdett School of Business in Boston. Her chosen career path of Executive Assistant has taken her from law firms to a school system and now on to financial services where she will assist AFG in operations and anywhere else she is needed! Michelle is a notary public in both Massachusetts and New Hampshire. After a lifetime of residing in Massachusetts, Michelle and her husband, Mark, moved to Litchfield, NH, where they enjoy socializing with family and friends in their 3 perennial gardens (soon to be 4!), cooking, frequenting new restaurants in the area, and spending as much time as possible outdoors.

Antonio Baladad

Compliance Officer

Ton graduated with a bachelor’s degree in Political Science originally in preparation for studying law, but eventually opted to build a career in financial services. Ton has around 9 years of experience in the US securities industry with various roles in customer service, trading, and quality assurance. He was previously associated with E*TRADE and Wells Fargo before joining Arcadia Financial Group in 2023. Ton lives with his fiancée and their two cats.

Jonathan Jarvis

Client Service Specialist
Jonathan joined the Arcadia team in December 2022. Previously he worked as a Business Relationship Banker with Citizens Bank where he serviced local entrepreneurs in navigating uncertain times through the covid pandemic for their businesses and households alike. From retail banking, Jonathan brought his knowledge of personal and business finances into the insurance market and later revisit the finance industry by joining Arcadia Financial Group. Jonathan currently lives in Hudson, New Hampshire with his family and their adorable two cats and one corgi spending as much time as possible either cooking, trying new foods, or learning new things.

Noah Wilder

Marketing Assistant

Noah Wilder joined Arcadia Financial Group in April 2023. Before joining the team, Noah worked at Limitless Fitness as a personal trainer while also pursuing an undergraduate degree in communications, where he specialized in advertising and public relations. Noah is bringing his creativity and passion for being part of a larger cause to improve the lives of people needing help preparing for retirement. 

Outside of work, Noah has a wide variety of hobbies. These include hiking, lifting, videography and simple activities such as listening to music. Spending time with family, friends and strengthening relationships is an important part of his life.

Logan Pettus

Financial Planning Intern

Logan Pettus joined Arcadia Financial Group in April 2023 as a financial planning intern. Previously, Logan was a local small business owner where he learned the basics of entrepreneurship and realized his interest in finance. Logan is currently a Junior at Southern New Hampshire University pursuing a bachelor’s degree in business management. With his passion to help the community and connect with people, Logan is excited to be a part of the Arcadia team, learning daily and helping in any way he can. 

Lauren Pelletier

Marketing Intern

Lauren Pelletier joined Arcadia Financial Group in May 2023. She is currently a senior at Southern New Hampshire University majoring in business administration with a concentration in marketing. As a marketing intern at Arcadia, Lauren hopes to gain more experience in digital marketing and event planning. In her free time, Lauren loves to ski, snowboard, travel, and spend time with family.

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